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Holiday Sales Event

Assumes a $670,000 purchase price, $603,000 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.663% Annual Percentage Rate). .75% in discount points. 740 minimum FICO Score. Temporary Buydown at no cost to the consumer – Year 1 payment of Principal, Interest, Taxes & Insurance (PITI) at $4081.90 at a 3.99% interest rate. Year 2-30 monthly PITI payment at $4439.91 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Also available on FHA or VA loans. Only availbale on homes that close by 12/31. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. 

New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Summit View – 4.125% (6.335% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.335% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.426% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $825,000 and a loan amount of $742,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3598.52 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Cedar Estates – 4.125% (6.340% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.340% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.340% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $895,000 and a loan amount of $805,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3903.85 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Vineyard Townhomes – 4.125% (6.131% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.131% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.131% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $550,000 and a loan amount of $495,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2399.02 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: OR – Mortgage Lending License #2996. This is not a commitment to lend. 2025.

Marvida – 4.125% (6.114% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.114% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.114% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $550,000 and a loan amount of $495,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2399.02 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Estates at North Creek – 4.125% (6.206% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.206% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.206% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $625,000 and a loan amount of $562,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2726.15 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881. This is not a commitment to lend. 2025.

Aster – 4.125% (6.205% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.205% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.205% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $640,000 and a loan amount of $576,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2791.58 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881. This is not a commitment to lend. 2025.

Windler – 4.125% (6.217% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.217% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.217% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $480,490 and a loan amount of $432,441, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2095.82 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Woodrose – 4.125% (6.217% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.217% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.217% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $484,990 and a loan amount of $436,491, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2115.45 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Talon Pointe – 4.125% (6.201% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.201% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.201% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $689,990 and a loan amount of $620,991, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3009.63 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Golden Overlook – 4.125% (6.217% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.192% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.192% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $925,000 and a loan amount of $832,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $4034.71 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Sterling Ranch – 4.125% (6.205% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.205% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.205% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $632,000 and a loan amount of $568,800, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2756.69 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

6 Creeks – 4.125% (6.210% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.210% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.210% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $470,000 and a loan amount of $423,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2050.07 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Porch – 4.125% (6.219% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.219% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.219% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $395,000 and a loan amount of $355,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $1722.93 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025

Novel – 4.125% (6.207% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.207% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.207% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $500,000 and a loan amount of $450,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2180.92 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025

The Cottages at Natomas Landing – 4.125% (6.203% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.203% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.203% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $665,000 and a loan amount of $598,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2900.63 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025. 

Long Meadow – 4.125% (6.201% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.201% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.201% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $710,000 and a loan amount of $639,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3096.91 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025. 

Valley Oak – 4.125% (6.201% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.201% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.201% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $710,000 and a loan amount of $639,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3096.91 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025. 

Arbor Ranch – 4.125% (6.202% APR)

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.202% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.202% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $685,000 and a loan amount of $616,500, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $2987.87 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025. 

Bridgeway – 4.125% (6.215% APR) 

*Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.125% / 6.215% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 12/30/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.215% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $740,000 and a loan amount of $666,000, 10% down payment and 740 credit score with 1.96% in discount points. Monthly Principal & Interest at $3227.77 for the first 7 years. The initial starting interest rate is 4.125% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.148% as of 11/12/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.125%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Limited time offer until funds run out. Not all borrowers or properties will qualify. New Home Co. has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025. 

Broker Collective

Broker Collective offers are available for a limited time only and applies only to the actively selling community featured in the advertisement. Not all offers will be available at every community. In order for a participating cooperating real estate broker (“Cooperating Broker”) to receive a commission in connection with the sale of real property, or a BTSA bonus (to the extent offered in the Texas communities featured in the advertisement), the Cooperating Broker must meet all terms and conditions set forth in NHC’s broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by NHC (“Co-op Docs”). All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission (and any BTSA bonus, if applicable) to its sales agents. To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than *09-30-25*. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. Other restrictions and conditions will apply. Offer is available for a limited time only and applies only to NHC communities in Southern, Northern California, and Colorado.Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2024. The New Home Company Inc. All rights reserved.

Homes for Our Heroes

$2,500 available at select communities only. Offer is available for a limited time only to buyers who are employed as first responders, educators, health care professionals, grocery and food service employees and service men and women. Incentive is redeemable in combination with other offers. New Home Co. reserves the right to change or discontinue this program at any time without notice. Offer is not valid on contract re-writes or prior sales. All terms are subject to change and availability.

Home Buyer Referral Program

Buyer Referral Fee paid to any existing homeowner of a New Home Co. (“NHC”) residence who refers a home to a third-party buyer after close of escrow on such buyer’s home. Referral card must be submitted by referring party to the Sales Manager prior to or along with buyer on their first visit to the community. Referring party must meet all terms and conditions set forth in the Referral Credit Agreement and other documents and materials required by NHC (“Referral Docs”).  All terms and conditions regarding the Referral Fee Program are subject to change or cancellation without notice and if there is any conflict between the Referral Docs and any other information including, that on the website, the Referral Docs will control. Brokers/agents and NHC employees are not eligible for homeowner referral reward. Offer is valid on contracts without broker representation. Offer is available for a limited time only and applies only to NHC communities in Southern, Northern California, and Colorado. Only one Referral Fee per home closed. Federal and state taxes are the responsibility of the recipient of the Referral Fee. Referral is not applicable on realtor assisted sales.