Southern California Disclaimers

SOCAL – EASTVALE – FAIRFAX – 1.99% (5.766% APR)

Assumes a $674,990 purchase price, $607,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.719% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal, Interest, Taxes & Insurance at $3882.59, and HOA fees of $175 for a Total Monthly Payment of $4057.59 at a 1.99% interest rate. Year 2 payment of Principal, Interest, Taxes & Insurance at $4198.15 and HOA fees of $175 for a Total Monthly Payment of $4373.15 at a 2.99% interest rate. Year 3 payment of Principal, Interest, Taxes & Insurance at $4536.97 and HOA fees of $175 for a Total Monthly Payment of $4711.97 at a 3.99% interest rate. Years 4-30 payment of Principal & Interest at $3257.43, Taxes & Insurance at $4,897.65, and HOA fees of $175 for a Total Monthly Payment of $5072.65 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 1.99% (5.748% APR)

Assumes a $784,990 purchase price, $706,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.748% Annual Percentage Rate) with 1.5% paid in discount points. 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA Fees at $4170.78 at 1.99% interest rate. Year 2 monthly payment (PITI and HOA fees) $4537.77 at 2.99% interest rate. Year 3 Monthly Payment (PITI and HOA fees) $4931.80 at 3.99% interest rate and Years 4-30 payments of $5,351.26 PITI and HOA Fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 4.99% (5.753% APR)

Assumes a $684,990 purchase price, $616,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.753% Annual Percentage Rate) with 1.5% paid in discount points. 740 minimum FICO Score. Principal, Interest, Taxes and Insurance (PITI) and HOA Fees at payments of $5145.22 PITI and HOA Fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds.Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE BROKER BONUS – $16,000

Up to $16,000 participating broker commission available for a limited time only and applies only to the Eastvale Community featured in the advertisement. Not all offers will be available at every community. In order for a participating cooperating real estate broker (“Cooperating Broker”) to receive a commission in connection with the sale of real property, the Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”).  All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents.  To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 6/27/25. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. 

SOCAL – Pearl Lots 436, 434, 424 – $25,000 BROKER BONUS

Up to $25,000 participating broker commission available for a limited time only and applies only to the Eastvale Pearl Lots 436, 434, and 424 featured in the advertisement. Not all offers will be available at every community. In order for a participating cooperating real estate broker (“Cooperating Broker”) to receive a commission in connection with the sale of real property, the Cooperating Broker must meet all terms and conditions set forth in New Home Co.’s broker policy at www.nwhm.com/broker-policy and in the Broker Cooperation Agreement and other documents and materials required by New Home Co. (“Co-op Docs”).  All terms and conditions regarding the Broker Cooperation Program are subject to change or cancellation without notice and if there is any conflict between the Co-op Docs and any other information including, that on the website, the Co-op Docs will control. The commission is calculated as set forth in the written and fully executed Broker Cooperation Agreement. In all cases, Cooperating Broker shall be solely responsible for payment of any commission to its sales agents.  To be eligible, Cooperating Broker’s client must execute all sales documents and deliver required deposit of funds no later than 6/27/25. Offer is subject to change or withdrawal at any time without notice and is not valid on contract re-writes or prior sales. 

SOCAL – CENTRO – 1.99% (5.748% APR)

Assumes a $784,990 purchase price, $706,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.748% Annual Percentage Rate) with 1.5% paid in discount points. 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA Fees at $4170.78 at 1.99% interest rate. Year 2 monthly payment (PITI and HOA fees) $4537.77 at 2.99% interest rate. Year 3 Monthly Payment (PITI and HOA fees) $4931.80 at 3.99% interest rate and Years 4-30 payments of $5,351.26 PITI and HOA Fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – PEARL – 1.99% (5.754% APR)

Assumes a $674,990 purchase price, $607,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.754% Annual Percentage Rate) with 1.5% paid in discount points. 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA Fees at $4057.59 at 1.99% interest rate. Year 2 monthly payment (PITI and HOA fees) $4373.15 at 2.99% interest rate. Year 3 Monthly Payment (PITI and HOA fees) $4711.97 at 3.99% interest rate and Years 4-30 payments of $5072.65 PITI and HOA Fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – PEARL – 1.99% (5.753% APR)

Assumes a $684,990 purchase price, $616,491loan amount on a 30-year fixed FHA loan with 5% downpayment at 4.99% interest (5.753% Annual Percentage Rate) with 1.5% paid in discount points. 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA Fees at $4115.12 at 1.99% interest rate. Year 2 monthly payment (PITI and HOA fees) $4435.36 at 2.99% interest rate. Year 3 Monthly Payment (PITI and HOA fees) $4779.20 at 3.99% interest rate and Years 4-30 payments of $5145.22 PITI and HOA Fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL –  EASTVALE – BEACON- 4.99% (5.763% APR)

Assumes a $669,990 purchase price, $602,991 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.763% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Principal, Interest, Taxes and Insurance (PITI) and HOA fees for a total monthly payment of $5086.37 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – CENTRO – 1.99% (5.097% APR)

Assumes a $929,990 purchase price, $697,492.50 loan amount on a 30-year fixed Conventional loan with 25% downpayment at 4.99% interest (5.097% Annual Percentage Rate). .375% in discount points with a 760 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal & Interest at $2574.58, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $3954.32 at a 1.99% interest rate. Year 2 payment of Principal & Interest at $2936.90, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $4316.64 at a 2.99% interest rate. Year 3 payment of Principal & Interest at $3325.92, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $4705.66 at a 3.99% interest rate. Years 4-30 payment of Principal & Interest at $3740.03, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $5119.82 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – FAIRFAX EASTVALE – 1.99% (5.719% APR)

Assumes a $679,990 purchase price, $611,991 loan amount on a 30-year  xed Conventional loan with 10% downpayment at 4.99% interest (5.749% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA fees of $4025.58 at 1.99% interest rate. Year 2 monthly payment $4343.48 PITI and HOA fees at 2.99%, year 3 monthly payment $4684.81 PITI and HOA fees and Years 4-30 payments of $5048.16 PITI and HOA fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – PEARL EASTVALE – 1.99% (5.719% APR)

Assumes a $674,990 purchase price, $607,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.719% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal & Interest at $2242.37, Taxes & Insurance at $1,510.11, and HOA fees of $225 for a Total Monthly Payment of $3977.37 at a 1.99% interest rate. Year 2 payment of Principal & Interest at $2557.93, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4293.04 at a 2.99% interest rate. Year 3 payment of Principal & Interest at $2896.74, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4631.86 at a 3.99% interest rate. Years 4-30 payment of Principal & Interest at $3257.43, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4992.54 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 4.99% (5.612% APR)

Assumes a $719,990 purchase price, $647,991 loan amount on a 30-year fixed rate Conventional loan with 10% downpayment at 4.99% interest rate (5.612% Annual Percentage Rate). Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $5,341.17. Minimum FICO Score of 740 with 1.5% in discount points. Limited time offer until funds run out and not available on all properties. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 4.99% (5.621% APR)

Assumes a $697,990 purchase price, $628,191 loan amount on a 30-year fixed rate Conventional loan with 10% downpayment at 4.99% interest rate (5.621% Annual Percentage Rate). Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $5,177.96. Minimum FICO Score of 740 with 1.5% in discount points. Limited time offer until funds run out and not available on all properties. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.