Southern California Disclaimers

SOCAL – CENTRO – 1.99% (5.097% APR)

Assumes a $929,990 purchase price, $697,492.50 loan amount on a 30-year fixed Conventional loan with 25% downpayment at 4.99% interest (5.097% Annual Percentage Rate). .375% in discount points with a 760 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal & Interest at $2574.58, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $3954.32 at a 1.99% interest rate. Year 2 payment of Principal & Interest at $2936.90, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $4316.64 at a 2.99% interest rate. Year 3 payment of Principal & Interest at $3325.92, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $4705.66 at a 3.99% interest rate. Years 4-30 payment of Principal & Interest at $3740.03, Taxes & Insurance at $1,002.74, and HOA fees of $377 for a Total Monthly Payment of $5119.82 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – FAIRFAX EASTVALE – 1.99% (5.719% APR)

Assumes a $679,990 purchase price, $611,991 loan amount on a 30-year  xed Conventional loan with 10% downpayment at 4.99% interest (5.749% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) and HOA fees of $4025.58 at 1.99% interest rate. Year 2 monthly payment $4343.48 PITI and HOA fees at 2.99%, year 3 monthly payment $4684.81 PITI and HOA fees and Years 4-30 payments of $5048.16 PITI and HOA fees at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – PEARL EASTVALE – 1.99% (5.719% APR)

Assumes a $674,990 purchase price, $607,491 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.719% Annual Percentage Rate). 1.5% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal & Interest at $2242.37, Taxes & Insurance at $1,510.11, and HOA fees of $225 for a Total Monthly Payment of $3977.37 at a 1.99% interest rate. Year 2 payment of Principal & Interest at $2557.93, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4293.04 at a 2.99% interest rate. Year 3 payment of Principal & Interest at $2896.74, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4631.86 at a 3.99% interest rate. Years 4-30 payment of Principal & Interest at $3257.43, Taxes & Insurance at $1510.11, and HOA fees of $225 for a Total Monthly Payment of $4992.54 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 4.99% (5.612% APR)

Assumes a $719,990 purchase price, $647,991 loan amount on a 30-year fixed rate Conventional loan with 10% downpayment at 4.99% interest rate (5.612% Annual Percentage Rate). Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $5,341.17. Minimum FICO Score of 740 with 1.5% in discount points. Limited time offer until funds run out and not available on all properties. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

SOCAL – EASTVALE – 4.99% (5.621% APR)

Assumes a $697,990 purchase price, $628,191 loan amount on a 30-year fixed rate Conventional loan with 10% downpayment at 4.99% interest rate (5.621% Annual Percentage Rate). Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $5,177.96. Minimum FICO Score of 740 with 1.5% in discount points. Limited time offer until funds run out and not available on all properties. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.