As a former North Bend native returning to the community that Kelly loved after 30 years away, she was careful to research &#8220;all of the available opportunities before making a purchasing decision.&#8221; As a realtor in the state of WA for the same amount of time, she knew she needed to be thorough.
&#8220;New construction became a top priority, layered with the peace of mind provided by a builder warranty.&#8221; Kelly &#8220;had previous working relationships over the years with a few people affiliated with New Home Co. in WA, so I knew I was in good hands.&#8221;
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14348" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestGreatRoom_600x600.png" alt="" width="300" height="158" /></div>
<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14331" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestKitchen_600x600.png" alt="" width="300" height="158" /></div>
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&#8220;Every step of the way I was wowed by the Rivercrest team!&#8221; The onsite sales manager &#8220;always had a warm smile, friendly demeanor and responded promptly with any questions or concerns.&#8221; When she met with the Construction superintendent in the community, &#8220;he always offered an update on the progress of my home. Everyone was welcoming and attentive at every visit.&#8221;
&#8220;The New Home Co. offers innovative home plans and on-trend design elements that are a cut above what other builders offer.&#8221; Their priority is &#8220;doing all they can to make your home buying experience a 10 out of 10. The Buyer is always priority number 1.&#8221;
&#8220;Outside, the location and breathtaking views of Mt. Si! Inside, the well-designed layout of my home with ample storage and impressive finishes.&#8221; It is &#8220;a wonderful new adventure in this chapter of my life, getting to enjoy my very first brand new home.&#8221;
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestExterior_900x450.png" alt="" width="300" height="186" /></div>
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestPatio_900x450.png" alt="" width="300" height="186" /></div>
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When asked if she recommends New Home Co., Kelly said: &#8220;Definitely YES!&#8221; as New Home Co. &#8220;met and exceeded my high expectations for shepherding me through the entire home buying experience. Kudos to everyone from the corporate office to the site team for a job well done!&#8221;
To explore our communities throughout Washington, please<a href="https://www.newhomeco.com/region/washington"> click here</a> to find your dream home.

A Realtor’s Inside Look at the New Home Co. Buying Journey

The right home isn’t just seen, it’s felt. With New Home Co., what’s important to you is important to us. That’s why we offer the right savings and loan packages designed to fit your lifestyle.

Explore Savings &amp; Loan Packages to Fit Your Needs!

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.

See It. Love It. Own It.

The right home isn&#8217;t just seen, it&#8217;s felt. With New Home Co., what&#8217;s important to you is important to us. That&#8217;s why we offer the right savings and loan packages designed to fit your lifestyle.

Lock in a limited-time 4.99% interest rate (5.085% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Save Big with Low Rates

brand.primary

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

Easy Start Program

Unlock homeownership with a 5.75% (6.557% Annual Percentage Rate) 30 year fixed rate and no out of pocket down payment. Universal Lending’s Down Payment Assistance second loan requires no monthly payment and is fully forgiven after 10 years, making it easier to buy and build equity faster.

No Down Payment

At New Home Co., we’re committed to providing industry-leading customer service at every step of your home buying journey. We are honored to receive consistent recognition from our homeowners through Eliant – the homebuilding industry’s most trusted independent survey company for over 30 years. New Home Co. is proud to have received “The Eliant” award, multiple times throughout our history. Read real homeowner reviews about New Home Co below.

Most Recognized Builder in Customer Experience

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Your New Home Awaits

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By providing your contact information and clicking continue, you consent to receive periodic emails, phone calls, text messages and other communications from us or made on our behalf, which may also be done through automatic telephone dialing systems or an artificial or prerecorded voice. Your consent herein also applies to any future registration on national or state Do Not Call lists. You also are directing and permitting us to share such data with vendors who install or provide products and appliances in your home or the masterplan developer for the community in which you’ve indicated an interest, if applicable. For mobile phones, standard text message and data charges apply. Your consent is not a condition to purchase. Consult our Privacy Policy for additional information, including unsubscribe options.For details on what personal information we collect and for what purposes, and your privacy rights and how to exercise them, including how to exercise a “do not sell/share/target” opt-out, visit <a href="/us-state-privacy-notice">U.S. State Privacy Notice | The New Home Company</a> or “Your Privacy Choices” in the footer of your browser

You are now leaving the New Home Co. site and will be redirected to Universal Lending Corporation (ULC). As a valued partner in the New Home Co. family, ULC enhances our ability to serve you with expanded resources and expertise. ULC, our affiliated lender, offers seamless and integrated mortgage services to homebuyers throughout New Home’s communities.

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By clicking "Continue" below, I/we acknowledge that I/we have read this disclosure form and understand that any referrals by New Home Co. for the above-described settlement service(s) may result in New Home Co., its parent company and/or their affiliates receiving a financial or other benefit.

Take the next step in your home buying journey!

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211;  4.99% (5.752% Annual Percentage Rate)
&nbsp;
*Assumes a $450,000 purchase price, $441,849 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.752% Annual Percentage Rate). 0% in discount points. 740 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2977.05 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.752% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
No Down Payment
&nbsp;
Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Second Lien loan is forgivable provided that the program terms and conditions as detailed in the Deed &amp; Note are met. Property must be occupied by the borrower as their primary residence for 10 years. Repayment may be triggered if the first lien loan is refinanced, defaulted, or the property has is sold. Available for owner-occupied only.
New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting <a href="http://www.ulc.com/">www.ulc.com</a> prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.768% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
Low Rates &#8211; 4.99% (5.733% Annual Percentage Rate)
&nbsp;
Assumes a $635,000 purchase price, $623,498 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.733% Annual Percentage Rate) with 0% paid in discount points. 740 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $4439.08 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.733% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
Low Rates  &#8211;  4.99% (5.742% Annual Percentage Rate)*
&nbsp;
*Assumes a $530,000 purchase price, $520,400 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.742% Annual Percentage Rate) with 0% paid in discount points. 740 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $4651.60 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Unlock homeownership with a 5.75% (6.557% Annual Percentage Rate) 30 year fixed rate and no out of pocket down payment. Universal Lending’s Down Payment Assistance second loan requires no monthly payment and is fully forgiven after 10 years, making it easier to buy and build equity faster.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
No Interest for 6 Months
&nbsp;
Not all borrowers will qualify. Only FHA insured mortgage loans are eligible for this interest rate subsidy program. Borrower must qualify for the loan with the full PITI payment (principal, interest, taxes and insurance). Interest subsidy available for up to 6 months of payments. After subsidy funds are depleted, the borrower is responsible for making the full mortgage payment (PITI). Borrower is responsible for the monthly payment of Principal and escrows for taxes and insurance for the period of the interest subsidy (up to 6 months). Interest payment option is funded through seller concessions and funds are escrowed and disbursed monthly to subsidize the PITI payment. Primary residents only. May be combined with other offers. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com, 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.058% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

No Out of Pocket Interest for 6 Months

Unlock homeownership with a 5.75% (6.557% Annual Percentage Rate) 30 year fixed rate and no out of pocket down payment. Universal Lending’s Down Payment Assistance second loan requires no monthly payment and is fully forgiven after 10 years, making it easier to buy and build equity faster.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates  &#8211;  4.99% (5.108% Annual Percentage Rate)
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Assumes a $640,000 purchase price, $608,000 loan amount on a 30-year fixed Conventional loan with 5% downpayment at 4.99% interest (5.108% Annual Percentage Rate). .625% in discount points. 740 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3970.82 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: OR – Mortgage Lending License #2996. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.108% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211; 4.99% (5.135% Annual Percentage Rate)
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Assumes a $649,990 purchase price, $584,991 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.135% Annual Percentage Rate). .75% in discount points with a 740 minimum FICO Score. Year 1 -30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $3386.17 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.
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Lock in a limited-time 4.99% interest rate (5.135% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211;  4.99% (5.085% Annual Percentage Rate)
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*Assumes a $949,990 purchase price, $759,992 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.085% Annual Percentage Rate) with .375% paid in discount points. 780 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $5088.48 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

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