<p>As a former North Bend native returning to the community that Kelly loved after 30 years away, she was careful to research &#8220;all of the available opportunities before making a purchasing decision.&#8221; As a realtor in the state of WA for the same amount of time, she knew she needed to be thorough.</p>
<p>&#8220;New construction became a top priority, layered with the peace of mind provided by a builder warranty.&#8221; Kelly &#8220;had previous working relationships over the years with a few people affiliated with New Home Co. in WA, so I knew I was in good hands.&#8221;</p>
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14348" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestGreatRoom_600x600.png" alt="" width="300" height="158" /></div>
<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14331" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestKitchen_600x600.png" alt="" width="300" height="158" /></div>
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<p>&#8220;Every step of the way I was wowed by the Rivercrest team!&#8221; The onsite sales manager &#8220;always had a warm smile, friendly demeanor and responded promptly with any questions or concerns.&#8221; When she met with the Construction superintendent in the community, &#8220;he always offered an update on the progress of my home. Everyone was welcoming and attentive at every visit.&#8221;</p>
<p>&#8220;The New Home Co. offers innovative home plans and on-trend design elements that are a cut above what other builders offer.&#8221; Their priority is &#8220;doing all they can to make your home buying experience a 10 out of 10. The Buyer is always priority number 1.&#8221;</p>
<p>&#8220;Outside, the location and breathtaking views of Mt. Si! Inside, the well-designed layout of my home with ample storage and impressive finishes.&#8221; It is &#8220;a wonderful new adventure in this chapter of my life, getting to enjoy my very first brand new home.&#8221;</p>
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestExterior_900x450.png" alt="" width="300" height="186" /></div>
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestPatio_900x450.png" alt="" width="300" height="186" /></div>
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<p>When asked if she recommends New Home Co., Kelly said: &#8220;Definitely YES!&#8221; as New Home Co. &#8220;met and exceeded my high expectations for shepherding me through the entire home buying experience. Kudos to everyone from the corporate office to the site team for a job well done!&#8221;</p>
<p>To explore our communities throughout Washington, please<a href="https://www.newhomeco.com/region/washington"> click here</a> to find your dream home.</p>


A Realtor’s Inside Look at the New Home Co. Buying Journey

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<p>Schedule an in-person tour with our Neighborhood Sales Team and get to the know community, have your questions answered, and explore our available homes.  Let us assist you in finding your home today.</p>


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<p><span style="color: #143f6e;"><strong>Don&#8217;t Miss Out! </strong><br />
Now&#8217;s the perfect time to make your move.</span></p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.136% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.136% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $836,966 and a loan amount of $669,573, 20% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $3196.64 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>


Move Fast, Save Big

<p>Now&#8217;s the perfect time to MAKE YOUR MOVE. Save BIG with low interest rates, limited-time savings, and exceptional incentives on select new homes nationwide!</p>


Now Selling

<p>Plan 4003 at Arbor Ranch – Cottages is a beautifully designed two-story home offering four bedrooms, including a spacious primary suite with a walk-in closet and elegant bath. The open-concept main floor features a modern kitchen with a walk-in pantry, a generous great room, and a dining area that opens to an optional outdoor room—ideal for indoor-outdoor living. Upstairs, a versatile loft provides additional living space, complemented by a dedicated laundry room and ample linen storage. With thoughtful design and functional flow, this plan is perfect for families seeking comfort and style.</p>


55+ Neighborhood

Frontera

The Estates at Frontera

Arizona

Windstone Ranch North

Mason Ranch II

Aster at Union Park

Copper Falls

The Residences Collection at Copper Falls

The Villas Collection at Copper Falls

Detached

The Residences Collection at Frontera

The Villas Collection at Frontera

Single Family

North Creek

The Estates at North Creek

The Villas at North Creek

Bella Vista Farms

Mesquite Trails

Teravalis

Skyline Village

Bella Storia

Novel

The Duets Collection at Novel

Austin

The Villas Collection at Novel

The Porch at Du Pre

6 Creeks

Bluff Haven

The Cottages Collection at Ridgeline Vista

Colorado

Woodrose at Painted Prairie

Windler

The Casitas Collection at Windler

Talon Pointe

The Estates Collection at Talon Pointe

The Legacy Collection at Talon Pointe

The Garden Collection at Windler

The Manors Collection at Golden Overlook

The Villas Collection at Sterling Ranch

Millstone

Harvest Crossing

The Estates Collection at Murphy Creek

Mead Crossing

Balmoral

Houston

Winfrey Estates

The Canopies

Sunterra

Marvida

Raburn Reserve

Oakberry Trails

The Cottages Collection at Oakberry Trails

The Residences Collection at Oakberry Trails

Cameron Prairie

Bridgeway at River Islands

Northern California

Arbor Ranch

The Bungalows at Arbor Ranch

The Cottages at Arbor Ranch

The Residences at Arbor Ranch

The Villas at Arbor Ranch

Valley Oak

The Parks at Valley Oak

Long Meadow

Ridgeview

Natomas Landing

The Cottages at Natomas Landing

The Chateaus at Natomas Landing

The Bungalows at Natomas Landing

Crestview at Mountain House

The Trails at Valley Oak

Kingston Terrace

The Rows at Kingston Terrace

Oregon

Vineyard

The Estates at The Vineyard

The Townes at The Vineyard

The Reserve at The Vineyard

The Residences at The Vineyard

Axiom

The Rows at Axiom

The Centre at Axiom

The Historic at Axiom

The Centre at Kingston Terrace

Elevon

The Centre at Elevon

The Rows at Elevon

Hazelbrook

Centro

Southern California

Eastvale Square

Westport at Eastvale Square

Pearl at Eastvale Square

Hayes at Eastvale Square

Fairfax at Eastvale Square

Beacon at Eastvale Square

Olivewood at Portola Springs

Rosewood Village

Canopy

Marigold at The Arboretum

Trellis at The Arboretum

Elsinore Grove at Mission Trail

Cle Elum

Washington

Cedar Estates

Summit View

Liberty View

Sunset Highlands Townhomes

The Towns on Front

Twin Trails

Your New Home Awaits

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<p>You are now leaving the New Home Co. site and will be redirected to <strong>Universal Lending Corporation (ULC)</strong>. As a valued partner in the New Home Co. family, ULC enhances our ability to serve you with expanded resources and expertise. ULC, our affiliated lender, offers seamless and integrated mortgage services to homebuyers throughout New Home’s communities.</p>


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<p>Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 9/15/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 9/15/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.</p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.161% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.161% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $450,000 and a loan amount of $405,000, 10% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $1933.53 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>
<p><span data-teams="true">Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Second Lien loan is forgivable provided that the program terms and conditions as detailed in the Deed &amp; Note are met. Property must be occupied by the borrower as their primary residence for 10 years. Repayment may be triggered if the first lien loan is refinanced, defaulted, or the property has is sold. Available for owner-occupied only.</span></p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.161% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.161% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $450,000 and a loan amount of $405,000, 10% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $1933.53 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>


<p><span data-teams="true">Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Second Lien loan is forgivable provided that the program terms and conditions as detailed in the Deed &amp; Note are met. Property must be occupied by the borrower as their primary residence for 10 years. Repayment may be triggered if the first lien loan is refinanced, defaulted, or the property has is sold. Available for owner-occupied only.</span></p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.152% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.152% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $530,000 and a loan amount of $477,000, 10% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $2277.27 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>
<p><span data-teams="true">Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Second Lien loan is forgivable provided that the program terms and conditions as detailed in the Deed &amp; Note are met. Property must be occupied by the borrower as their primary residence for 10 years. Repayment may be triggered if the first lien loan is refinanced, defaulted, or the property has is sold. Available for owner-occupied only.</span></p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4.375% / 4.502% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.502% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total<span class="Apple-converted-space">  </span>Average Purchase Price of $640,000 and a loan amount of $608,000, 5% down payment and 780 median credit score with .375% in discount points. Monthly Principal &amp; Interest at $3035.65 at 4.375% for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. </p>


<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.158% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.158% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $600,000 and a loan amount of $540,000, 10% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $2578.04 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>


Move Fast, Save Big Summer Sales Event

<p class="p1">Limited Time Conventional 7/6 Adjustable Rate Mortgage (“ARM”) Interest Rate starting at 4% / 4.130% APR (“Promotion”) valid on on select eligible Quick Move-in Homes that close on or before 10/13/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.130% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $974,390 and a loan amount of $779,512, 20% down payment and 780 median credit score with 1% in discount points. Monthly Principal &amp; Interest at $3196.64 for the first 7 years. The initial starting interest rate is 4% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (4.34% as of 8/22/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.</p>


<h3><span style="color: #143f6e;">Kingston Terrace Opening this Fall</span></h3>
<p>Discover Kingston Terrace by New Home Co. – a vibrant new community along the Tualatin River in King City. Thoughtfully designed homes, scenic parks, curated retail, and inviting community spaces redefine life.</p>


<h3><span style="color: #143f6e;">Move-in Ready Homes</span></h3>
<p>Ready to make your move? Explore a selection of newly complete, move-in ready homes near you.</p>


<h3><span style="color: #143f6e;">Move Fast, Save Big!</span></h3>
<p><span data-contrast="auto">Save big with low interest rates, limited-time savings, and exceptional incentives on select new homes nationwide. Explore move-in ready homes today.</span><span data-ccp-props="{}"> </span></p>


<h3><span style="color: #143f6e;">Rosewood Village Now Selling</span></h3>
<p>Discover Rosewood Village in Whittier, CA — a rare collection of spacious single-family homes with backyards, open floorplans, California rooms, home offices &amp; EVO Home Tech. </p>


<h3><span style="color: #143f6e;">Liberty View Now Selling</span></h3>
<p>Discover Liberty View by New Home Co.—a boutique community in Bothell, WA where nature is your neighbor and adventure is just outside your door. Explore parks, trails, and rivers, with easy access to Kirkland, Redmond, and Seattle.</p>


<h3><span style="color: #143f6e;">Move Fast, Save Big!</span></h3>
<p>Save big with low interest rates, limited-time savings, and exceptional incentives on select new homes nationwide. Explore move-in ready homes today. </p>


<h3><span style="color: #143f6e;">The Cottages at Natomas Landing Now Selling</span></h3>
<p>Find your new home in Natomas Landing, CA —stylish 3–4-bedroom homes near parks, schools &amp; retail, just minutes from Downtown Sacramento and the airport.</p>


<h3><span style="color: #143f6e;">Raburn Reserve Now Selling</span></h3>
<p>Discover single-family homes in Tomball, TX. Ideal for first-time buyers and growing families, with access to playgrounds, a resort-style pool, top-rated schools, and nearby shopping, dining, and jobs just 30 minutes from Houston.</p>


<h3><span style="color: #143f6e;">Move-in Ready Homes!</span></h3>
<p>Ready to make your move? Explore a selection of newly complete, move-in ready homes near you.</p>


<h3><span style="color: #143f6e;">Novel Now Selling</span></h3>
<p>Discover a fresh take on South Austin living at Novel by New Home Co. This gated community offers modern homes with parks, pool, pavilion and trails—just minutes from downtown. </p>


<h3>The Estates at Frontera Now Selling</h3>
<p>Discover The Estates Collection at Frontera in Surprise, AZ &#8211; featuring expansive floorplans. These homes blend generous indoor living with the natural beauty of the White Tank Mountains. Live where innovation, convenience, and inspiring vistas meet – only at Frontera.</p>


<h3><span style="color: #143f6e;">Talon Pointe Now Selling</span></h3>
<p>More room to live, work &amp; play at Talon Pointe by New Home Co. in North Thornton, CO. Spacious homes, nearby parks &amp; shopping, and just 30 minutes from Downtown Denver. </p>


<h3><span style="color: #143f6e;">Move Fast, Save Big!</span></h3>
<p>Save big with low interest rates, limited-time savings, and exceptional incentives on select new homes nationwide. Explore move-in ready homes today.</p>


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Plan 4003

Melanie Earl

Justyna Korczynski

<p>Discover one of the premier new housing developments in Sacramento, The Cottages at Arbor Ranch. Tucked away in the historic city of Elk Grove—a charming historic community known for its rich diversity, tree-lined streets, and vibrant local culture. Although Elk Grove dates back to 1850 and has ties to the Gold Rush and California’s statehood, it has become one of the fastest-growing towns in the United States. </p>
<p>Whether you’re a growing family, a first-time homebuyer, or looking to downsize without compromising, The Cottages at Arbor Ranch is your opportunity to find your perfect home and become part of this welcoming community’s story.</p>
<p>The Cottages at Arbor Ranch features one and two-story detached homes with unique floorplans that compromise nothing. Work with our award-winning Insignia Design Studio to tailor your new home to your family’s needs and lifestyle.</p>


Plan 4003

Meet the Plan 4003 Floorplan

Explore the details

Welcome to the The Cottages at Arbor Ranch Neighborhood

Other Available Floorplans in This Community

Plan 3501

Plan 3502

Plan 4002

Plan 4001

Plan 3503

Your New Home Awaits

Plan 4003

Meet the Plan 4003 Floorplan

Explore the details

Welcome to the The Cottages at Arbor Ranch Neighborhood

.css-qlomku{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;margin-right:var(--chakra-space-2);}Other Available Floorplans in This Community

Plan 3501

Plan 3502

Plan 4002

Plan 4001

Plan 3503

Your New Home Awaits

Other Available Floorplans in This Community