Oregon Disclaimers

OREGON – VINEYARD RESIDENCES – 4.99% (5.753% APR)

Assuming a purchase price of $679,990 with a loan amount of $667,673 on a 30-year fixed FHA loan with 3.5% down. Interest rate at 4.99%, 5.753% Annual Percentage Rate, with a monthly Principal, Interest, Taxes and Insurance (PITI) payment of $4617.60. Minimum FICO score of 680. Limited time offer until funds run out. Not all borrowers will qualify. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON SOCIAL MEDIA CONTEST 

*NO PURCHASE OR OTHER CONSIDERATION NECESSARY TO ENTER OR WIN A PRIZE. To be eligible, you must be a legal resident of the United States and at least 18 years of age at the time of entry. VOID WHERE PROHIBITED BY LAW. The odds of winning depend on the number of eligible entries received. To qualify for entry for each community, you must be a broker or agent who holds a valid and active Colorado real estate license and who has toured the home featured in the advertisement (each, a “Home Visit”) accompanied by a sales associate of New Home Co. (“NHC”). After each Home Visit, you must share the content of the Home Visit on your social media account and tag NHC Broker Collective on the social media platform and use #NHCBrokerContest. Entries will only be accepted from Tuesday April 15th, 2025 to Sunday, May 31, 2025. The winner will receive a $500 Amazon Gift Card (“Prize”) which can be used wherever the Prize is accepted. The Prize is not redeemable for cash and no exchange, transfer or substitution is permitted unless NHC, in its sole discretion, determines otherwise. NHC will not notify those who have not won once the sweepstakes is closed. NHC will attempt to notify the potential prize winner within 10 days of the drawing. If the potential winner cannot be reached within 3 days, the prize will be forfeited and NHC will select an alternate prize winner at random from all eligible entries received during the entry period. Other restrictions may apply. All federal, state and local taxes are the sole responsibility of the winner. By participating, you confirm that you are at least 18 years of age and meet all eligibility requirements. NHC’s Privacy Policy is available at Privacy Policy | The New Home Company and the Broker Policy is available at Cooperating Broker Commission Policy | The New Home Co. *Instagram is not associated with, sponsoring, endorsing, or administering the promotion. *Meta is not associated with, sponsoring, endorsing, or administering the promotion. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Equal housing opportunity. Copyright © 2025  The New Home Company Inc.  April 2025.

OREGON – AXIOM – 4.99 (5.710% APR)

Assumes a $429,990 purchase price, $422,201 loan amount with a 4.99% interest rate (5.710% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 620 FICO to qualify. Select properties only. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD – 4.99 (5.735% APR)

Assumes a $504,990 purchase price, $495,843 loan amount with a 4.99% interest rate (5.735% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 620 FICO to qualify. Select properties only. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD – 4.99 (5.752% APR)

Assumes a $704,990 purchase price, $692,220 loan amount with a 4.99% interest rate (5.752% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM – 4.99 (5.767% APR)

Assumes a $509,990 purchase price, $500,752 loan amount with a 4.99% interest rate (5.767% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM – 4.99 (5.781% APR)

Assumes a $409,990 purchase price, $402,563 loan amount with a 4.99% interest rate (5.781% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM – 4.99 (5.760% APR)

Assumes a $584,990 purchase price, $574,394 loan amount with a 4.99% interest rate (5.760% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. Minimum 740 FICO to qualify. Select properties only. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM – 2.99% (5.766% APR)

Assumes a $519,990 purchase price, $510,571 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.766% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2942.54 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3227.65 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3531.09 PITI and HOA fees of $178 at 4.99%. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM – 4.99% (5.760% APR)

Assumes a $584,990 purchase price, $574,394 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.760% Annual Percentage Rate). 740 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3972.48 and HOA fees of $178 at 4.99% interest rate. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD TOWNES – 2.99% (6.463% APR):

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.463% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2829 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3114 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3400 PITI and HOA fees of $178 at 4.99%. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD – TOWNES – 4.99% (5.768% APR)

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.768% Annual Percentage Rate). 780 Minimum FICO score. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD – RESIDENCES – 4.99% (5.949% APR)

Assumes a $759,990 purchase price, $746,224 loan amount on a 30-year fixed rate FHA loan with 3.5% down payment at 4.99% interest rate (5.949% Annual Percentage Rate). 780 Minimum FICO score. Limited time offer until funds run out. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – AXIOM 2.99% (6.459% APR):

Assumes a $534,990 purchase price, $525,299 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.459% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2939 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3232 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3698 PITI and HOA fees of $178 at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions

OREGON – VINEYARD 2.99% (6.463% APR):

Assumes a $504,990 purchase price, $495,843 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (6.463% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2829 and HOA fees of $178 at 2.99% interest rate. Year 2 monthly payment $3114 and HOA fees of $178 at 3.99% and Years 3-30 payments of $3400 PITI and HOA fees of $178 at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON-VINEYARD 4.99% (5.766% APR):

Assumes $524,990 purchase price, $506,615 loan amount with a 4.99% interest rate (5.766% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2764.06 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Limited time offer until funds run out. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON-VINEYARD 4.99% (5.947% APR):

Assumes $784,990 purchase price, $757,515 loan amount with a 4.99% interest rate (5.947% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $4132.96 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Limited time offer until funds run out. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON-AXIOM 4.99% (5.769% APR):

Assumes $497,990 purchase price, $480,560 loan amount with a 4.99% interest rate (5.769% Annual Percentage Rate) on a 30-year fixed rate FHA loan with 3.5% downpayment. $2621.90 monthly principal and interest payment. 620 minimum FICO to qualify. Select properties only. Limited time offer until funds run out. Promotion is only available of FHA and VA loans. Not all applicants will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD 2.99% (5.770% APR):

Assumes a $484,990 purchase price, $468,015 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.770% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal & Interest $2005 at 2.99% interest rate. Year 2 monthly payment $2270.73 at 3.99% and Years 3-30 payments of $2553.46 at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON – VINEYARD 2.99% (5.752% APR):

Assumes a $704,990 purchase price, $680,315 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.752% Annual Percentage Rate). 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal & Interest $2914.70 at 2.99% interest rate. Year 2 monthly payment $3300.77 at 3.99% and Years 3-30 payments of $3711.76 at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

OREGON 4.99 (5.795% APR):

Limited Time Fixed Interest Rate 4.99% / 5.795% APR (“Promotion”) valid on new home contracts entered as of 1/24/25 on all eligible Quick Move-in/move-In Ready Homes (each, an “Eligible Home”) that close on or before 4/16/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.795% APR is calculated using seller incentives and is based on a 30-Year fixed rate FHA loan with a Total Purchase Price of $489,990 and a loan amount of $481,114 3.5% down payment and 740 median credit score. Promotion is only available of FHA and VA loans. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.