Northern California Disclaimers

Northern California – Move Fast, Save Big!

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 9/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 9/10/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.

NORCAL Regional 1.99% (5.141% APR)

Assumes an average purchase price of $762,000, $609,600 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.141% Annual Percentage Rate). .875% in discount points with a 740 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes & Insurance (PITI) at $3570.95 at a 1.99% interest rate. Year 2 monthly payment of PITI at $3887.61 at a 2.99% interest rate. Year 3 monthly payment of PITI at $4227.61 at a 3.99% interest rate. Years 4-30 monthly payment of PITI at $4589.54 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025.

Long Meadow Lot 87

Assumes a $776,265 purchase price, $621,012 loan amount on a 30 Year Conventional fixed loan with 20% downpayment at 4.99% interest (5.095% Annual Percentage Rate) with .375% paid in discount points. 780 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal, Interest, Taxes & Insurance at $3477.10 at a 2.99% interest rate. Year 2 payment of Principal, Interest, Taxes & Insurance at $3823.47 at a 3.99% interest rate. Years 3-30 payment of Principal, Interest, Taxes & Insurance at $4192.17 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

Bridgeway Lot 122

Assumes a $794,150 purchase price, $635,320 loan amount on a 30 Year Conventional fixed loan with 20% downpayment at 4.99% interest (5.095% Annual Percentage Rate) with .375% paid in discount points. 780 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal, Interest, Taxes & Insurance at $4177.38 at a 2.99% interest rate. Year 2 payment of Principal, Interest, Taxes & Insurance at $4531.72 at a 3.99% interest rate. Years 3-30 payment of Principal, Interest, Taxes & Insurance at $4908.92 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

Arbor Ranch Residences Lot 247

Assumes a $860,185 purchase price, $635,320 loan amount on a 30 Year Conventional fixed loan with 20% downpayment at 4.99% interest (5.092% Annual Percentage Rate) with .375% paid in discount points. 780 minimum FICO Score. Temporary Buydown – Year 1 payment of Principal, Interest, Taxes & Insurance at $4388.54 at a 2.99% interest rate. Year 2 payment of Principal, Interest, Taxes & Insurance at $4772.35 at a 3.99% interest rate. Years 3-30 payment of Principal, Interest, Taxes & Insurance at $5180.91 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.