Colorado Disclaimers

COLORADO – RIDGELINE VISTA – 2.99% (5.750% APR)

Assumes a $594,900 purchase price, $584,124 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.750% Annual Percentage Rate). 680 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3470.55 at 2.99% interest rate. Year 2 monthly payment $3796.74 PITI at 3.99% and Years 3-30 payments of $4143.88 PITI at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – STERLING – 2.99% (5.750% APR)

Assumes a $589,900 purchase price, $579,214 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.750% Annual Percentage Rate). 680 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3456.13 at 2.99% interest rate. Year 2 monthly payment $3779.57 PITI at 3.99% and Years 3-30 payments of $4123.81 PITI at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – MILLSTONE – 2.99% (5.037% APR)

Assumes a $924,900 purchase price, $739,920 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.037% Annual Percentage Rate). 680 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) of $4826.92 at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – WOODROSE – 2.99% (5.053% APR)

Assumes a $599,990 purchase price, $479,992 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.053% Annual Percentage Rate). 680 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2848.57 at 2.99% interest rate. Year 2 monthly payment $3116.28 PITI at 3.99% and Years 3-30 payments of $3401.26 PITI at 4.99%. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – 4.99% (5.751% APR)

Assumes a $575,440 purchase price, $565,016 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.751% Annual Percentage Rate). 680 minimum FICO Score. Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $4,106.64. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – 4.99% (5.036% APR)

Assumes a $924,900 purchase price, $739,920 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.037% Annual Percentage Rate). 680 minimum FICO Score. Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $4,826.92. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – 4.99% (5.750% APR)

Assumes a $599,900 purchase price, $589,033 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.750% Annual Percentage Rate). 680 minimum FICO Score. Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $4,193.71. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – 4.99% (5.759% APR)

Assumes a $489,900 purchase price, $481,026 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.759% Annual Percentage Rate). 680 minimum FICO Score. Monthly Principal, Interest, Taxes and Insurance (PITI) payment of $3,412.48. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO-MILLSTONE 4.99% (5.055% APR) – CONVENTIONAL:

Assumes a $1,093,700 purchase price, $806,500 loan amount on a 30-year fixed rate Conventional loan at 4.99% interest rate (5.055% Annual Percentage Rate) with 26.26% downpayment, $5,423.30 Principal, Interest, Taxes and Insurance (PITI) with payment of .375% in discount points. 740 minimum FICO Score. Limited time only and not available on all properties. Limited time offer until funds run out. Not all borrowers or properties will qualify. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – WINDLER 4.99 – BUYDOWN (5.756% APR)

Assumes a $515,000 purchase price, $505,672 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.756% Annual Percentage Rate). 680 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2922.65 at 2.99% interest rate. Year 2 monthly payment $3275.02 PITI at 3.99% and Years 3-30 payments of $3575.55 PITI at 4.99%. Loans must close by 5/29/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – WINDLER 4.99 – BUYDOWN (5.759% APR)

Assumes a $485,000 purchase price, $476,215 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.759% Annual Percentage Rate). 680 minimum FICO Score. Temporary Buydown – Year 1 monthly payment of Principal, Interest, Taxes and Insurance (PITI) $2825.37 at 2.99% interest rate. Year 2 monthly payment $3091.30 PITI at 3.99% and Years 3-30 payments of $3374.32 PITI at 4.99%. Loans must close by 5/29/25. Limited time offer. Not all borrowers or properties will qualify. Subject to other terms and restrictions. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – RIDGELINE 4.99 (5.756% APR)

Assumes a $515,000 purchase price, $505,661 loan amount on a 30-year fixed rate FHA loan at 4.99% interest rate (5.756% Annual Percentage Rate) with 3.5% downpayment, monthly $3587.26 Principal, Interest, Taxes and Insurance (PITI). 740 minimum FICO Score. Limited time only and not available on all properties. Loan must close by May 7, 2025. Not all borrowers or properties will qualify. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – STERLING RANCH 4.99% (5.750% APR):

Assumes a $599,850 purchase price, $588,984 loan amount on a 30-year fixed rate FHA loan at 4.99% interest rate (5.750% Annual Percentage Rate) with 3.5% downpayment, monthly $4,193.36 Principal, Interest, Taxes and Insurance (PITI). 740 minimum FICO Score. Limited time only and not available on all properties. Loan must close by May 7, 2025. Not all borrowers or properties will qualify. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO – WOODROSE 4.99% (5.750% APR):

Assumes a $599,900 purchase price, $589,035 loan amount on a 30-year fixed rate FHA loan at 4.99% interest rate (5.750% Annual Percentage Rate) with 3.5% downpayment, monthly $4281.21 Principal, Interest, Taxes and Insurance (PITI). 740 minimum FICO Score. Limited time only and not available on all properties. Not all borrowers or properties will qualify. Loan must close by May 7, 2025. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.

COLORADO-RIDGELINE 4.99% (5.756% APR):

Limited Time Fixed Interest Rate 4.99% / 5.756% APR (“Promotion”) valid on new home contracts entered as of 3/27/25 on all eligible Quick Move-in/move-In Ready Homes until funds run out. The advertised annual percentage rate (“APR”) of 5.756% APR is calculated using seller incentives and is based on a FHA fixed rate mortgage with a Total Purchase Price of $513,490 and a loan amount of $504,188 3.5% down payment and 740 median credit score. Limited time offer until funds run out. Not all borrowers or properties will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion is only available of FHA and VA loans.

COLORADO 4.99 (5.555% APR):

Limited Time Fixed Interest Rate 4.99% / 5.555% APR (“Promotion”) valid on new home contracts entered as of 1/24/25 on all eligible Quick Move-in/move-In Ready Homes until funds run out.  The advertised annual percentage rate (“APR”) of 5.555% APR is calculated using seller incentives and is based on a FHA fixed rate mortgage with a Total Purchase Price of $635,000 and a loan amount of $610,000 3.5% down payment and 740 median credit score. Not all borrowers or properties will qualify. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion is only available of FHA and VA loans.