As a former North Bend native returning to the community that Kelly loved after 30 years away, she was careful to research &#8220;all of the available opportunities before making a purchasing decision.&#8221; As a realtor in the state of WA for the same amount of time, she knew she needed to be thorough.
&#8220;New construction became a top priority, layered with the peace of mind provided by a builder warranty.&#8221; Kelly &#8220;had previous working relationships over the years with a few people affiliated with New Home Co. in WA, so I knew I was in good hands.&#8221;
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14348" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestGreatRoom_600x600.png" alt="" width="300" height="158" /></div>
<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14331" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestKitchen_600x600.png" alt="" width="300" height="158" /></div>
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&#8220;Every step of the way I was wowed by the Rivercrest team!&#8221; The onsite sales manager &#8220;always had a warm smile, friendly demeanor and responded promptly with any questions or concerns.&#8221; When she met with the Construction superintendent in the community, &#8220;he always offered an update on the progress of my home. Everyone was welcoming and attentive at every visit.&#8221;
&#8220;The New Home Co. offers innovative home plans and on-trend design elements that are a cut above what other builders offer.&#8221; Their priority is &#8220;doing all they can to make your home buying experience a 10 out of 10. The Buyer is always priority number 1.&#8221;
&#8220;Outside, the location and breathtaking views of Mt. Si! Inside, the well-designed layout of my home with ample storage and impressive finishes.&#8221; It is &#8220;a wonderful new adventure in this chapter of my life, getting to enjoy my very first brand new home.&#8221;
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestExterior_900x450.png" alt="" width="300" height="186" /></div>
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<div class="image"><img loading="lazy" decoding="async" class="alignnone size-medium wp-image-14549" src="https://newhomecoprod.wpenginepowered.com/wp-content/uploads/RivercrestPatio_900x450.png" alt="" width="300" height="186" /></div>
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When asked if she recommends New Home Co., Kelly said: &#8220;Definitely YES!&#8221; as New Home Co. &#8220;met and exceeded my high expectations for shepherding me through the entire home buying experience. Kudos to everyone from the corporate office to the site team for a job well done!&#8221;
To explore our communities throughout Washington, please<a href="https://www.newhomeco.com/region/washington"> click here</a> to find your dream home.

A Realtor’s Inside Look at the New Home Co. Buying Journey

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The right home isn’t just seen, it’s felt. With New Home Co., what’s important to you is important to us. That’s why we offer the right savings and loan packages designed to fit your lifestyle.

Explore Savings &amp; Loan Packages to Fit Your Needs!

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.

See It. Love It. Own It.

The right home isn&#8217;t just seen, it&#8217;s felt. With New Home Co., what&#8217;s important to you is important to us. That&#8217;s why we offer the right savings and loan packages designed to fit your lifestyle.

Lock in a limited-time 4.99% interest rate (5.085% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Save Big with Low Rates

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Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

Easy Start Program

Unlock homeownership with a 5.75% (6.557% Annual Percentage Rate) 30 year fixed rate and no out of pocket down payment. Universal Lending’s Down Payment Assistance second loan requires no monthly payment and is fully forgiven after 10 years, making it easier to buy and build equity faster.

No Down Payment

Now Selling

55+ Neighborhood

Aster at Union Park

Mason Ranch II

Copper Falls

The Residences Collection at Copper Falls

Detached

Frontera

The Residences Collection at Frontera

The Villas Collection at Copper Falls

The Villas Collection at Frontera

Single Family

North Creek

The Estates at North Creek

Bella Vista Farms

The Villas at North Creek

Mesquite Trails

Windstone Ranch North

The Estates at Frontera

Skyline Village

Teravalis

Bella Storia

Novel

The Duets Collection at Novel

The Villas Collection at Novel

The Porch at Du Pre

6 Creeks

Bluff Haven

The Cottages Collection at Ridgeline Vista

Woodrose at Painted Prairie

The Estates Collection at Murphy Creek

Windler

The Casitas Collection at Windler

Talon Pointe

The Estates Collection at Talon Pointe

The Legacy Collection at Talon Pointe

The Garden Collection at Windler

The Manors Collection at Golden Overlook

The Villas Collection at Sterling Ranch

Mead Crossing

The Estates Collection at Mead Crossing

Harvest Crossing

The Duets Collection at Harvest Crossing

The Cottages Collection at Mead Crossing

The Townes Collection at Harvest Crossing

The Legacy Collection at Harvest Crossing

The Legacy Collection at Mead Crossing

Marvida

The Canopies

Winfrey Estates

Oakberry Trails

The Residences Collection at Oakberry Trails

The Cottages Collection at Oakberry Trails

Raburn Reserve

Sunterra

Cameron Prairie

Dublin Centre

Nexus at the Dublin Centre

Bridgeway at River Islands

Arbor Ranch

The Bungalows at Arbor Ranch

The Cottages at Arbor Ranch

The Residences at Arbor Ranch

The Villas at Arbor Ranch

Valley Oak

The Parks at Valley Oak

Long Meadow

Ridgeview

Natomas Landing

The Cottages at Natomas Landing

The Chateaus at Natomas Landing

The Bungalows at Natomas Landing

Crestview at Mountain House

The Trails at Valley Oak

Kingston Terrace

The Rows at Kingston Terrace

Axiom

The Historic at Axiom

Vineyard

The Townes at The Vineyard

The Reserve at The Vineyard

The Residences at The Vineyard

The Rows at Axiom

The Centre at Kingston Terrace

Elevon

The Centre at Elevon

The Rows at Elevon

Hazelbrook

Eastvale Square

Pearl at Eastvale Square

Fairfax at Eastvale Square

Beacon at Eastvale Square

Canopy

The Arboretum

Marigold at The Arboretum

Trellis at The Arboretum

Olivewood at Portola Springs

Rosewood Village

Westport at Eastvale Square

Hayes at Eastvale Square

Elsinore Grove at Mission Trail

Cle Elum

Cedar Estates

Summit View

Liberty View

Sunset Highlands Townhomes

The Towns on Front

Twin Trails

Northern California

Your New Home Awaits

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By providing your contact information and clicking continue, you consent to receive periodic emails, phone calls, text messages and other communications from us or made on our behalf, which may also be done through automatic telephone dialing systems or an artificial or prerecorded voice. Your consent herein also applies to any future registration on national or state Do Not Call lists. You also are directing and permitting us to share such data with vendors who install or provide products and appliances in your home or the masterplan developer for the community in which you’ve indicated an interest, if applicable. For mobile phones, standard text message and data charges apply. Your consent is not a condition to purchase. Consult our Privacy Policy for additional information, including unsubscribe options.For details on what personal information we collect and for what purposes, and your privacy rights and how to exercise them, including how to exercise a “do not sell/share/target” opt-out, visit <a href="/us-state-privacy-notice">U.S. State Privacy Notice | The New Home Company</a> or “Your Privacy Choices” in the footer of your browser

You are now leaving the New Home Co. site and will be redirected to Universal Lending Corporation (ULC). As a valued partner in the New Home Co. family, ULC enhances our ability to serve you with expanded resources and expertise. ULC, our affiliated lender, offers seamless and integrated mortgage services to homebuyers throughout New Home’s communities.

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Take the next step in your home buying journey!

New Home Co. has big news coming on December 1st.
All the best parts of our new home neighborhoods, with a fresh, exciting story. 
Stay tuned!

Lock in a limited-time 4.99% interest rate (5.752% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.205% APR). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.119% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

7/6 Adjustable Rate Mortgage

Lock in a limited-time 4.99% interest rate (5.768% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.207% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211; 4.99% (5.733% Annual Percentage Rate)
&nbsp;
Assumes a $635,000 purchase price, $623,498 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.733% Annual Percentage Rate) with 0% paid in discount points. 740 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $4439.08 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

Explore Fixed Interest Rates + Personalize Financing Options

Lock in a limited-time 4.99% interest rate (5.733% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.201% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
Low Rates  &#8211;  4.99% (5.742% Annual Percentage Rate)*
&nbsp;
*Assumes a $530,000 purchase price, $520,400 loan amount on a 30-year fixed FHA loan with 3.5% downpayment at 4.99% interest (5.742% Annual Percentage Rate) with 0% paid in discount points. 740 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $4651.60 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.114% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
4.99 Forward
&nbsp;
Assumes an average $836,966 purchase price, $753,269, loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.058% Annual Percentage Rate) with 0% paid in discount points. 680 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $6590.53 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting <a href="http://www.ulc.com/">www.ulc.com</a> prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.058% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

No Out of Pocket Interest for 6 Months

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
&nbsp;
Low Rates  &#8211;  4.99% (5.108% Annual Percentage Rate)
&nbsp;
Assumes a $640,000 purchase price, $608,000 loan amount on a 30-year fixed Conventional loan with 5% downpayment at 4.99% interest (5.108% Annual Percentage Rate). .625% in discount points. 740 minimum FICO Score. Monthly payment of Principal, Interest, Taxes and Insurance (PITI) $3970.82 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: OR – Mortgage Lending License #2996. This is not a commitment to lend. 2025.

Lock in a limited-time 4.99% interest rate (5.108% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

Universal Lending’s Easy Start Mortgage program makes buying a New Home Co. home more affordable with incentives covering up to six months of FHA loan interest, reducing payments and easing your move-in.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.131% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211; 4.99% (5.135% Annual Percentage Rate)
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Assumes a $649,990 purchase price, $584,991 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.135% Annual Percentage Rate). .75% in discount points with a 740 minimum FICO Score. Year 1 -30 payment of Principal &amp; Interest (PITI) at $3386.17 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Subject to other terms and restrictions. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.
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Lock in a limited-time 4.99% interest rate (5.135% Annual Percentage Rate)* on a 30-year fixed-rate Conventional, VA, or FHA loan with Universal Lending. Enjoy lower monthly payments and greater affordability from day one, with temporary or permanent buydown options available.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.205% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close on or before 12/1/2025. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 12/1/2025. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. New Home Co. (“NHC”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. NHC has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity. Copyright © 2025. The New Home Company Inc. All rights reserved. TNHC Realty and Construction Inc. DRE License #01870227. 2025.
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Low Rates &#8211;  4.99% (5.085% Annual Percentage Rate)
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*Assumes a $949,990 purchase price, $759,992 loan amount on a 30-year fixed Conventional loan with 20% downpayment at 4.99% interest (5.085% Annual Percentage Rate) with .375% paid in discount points. 780 minimum FICO Score. Year 1-30 payment of Principal, Interest, Taxes &amp; Insurance (PITI) at $5088.48 at a 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. Available for owner-occupied only. New Home Company has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.

For a limited time, Universal Lending is offering a Conventional 7/6 Adjustable Rate Mortgage starting at just 4.125% interest (6.340% Annual Percentage Rate). Enjoy this low fixed rate for the first 7 years, with adjustments every six months thereafter.

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<h3>See It. Love It. Own It.</h3>
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<h3>Move-in Ready Homes!</h3>
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<h3>Novel Now Selling</h3>
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<h3>The Estates at Frontera Now Selling</h3>
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